Offer a financial benefit employees truly value.
Canopy is a financial wellness solution that gives employees
access to pay they've already earned before payday.
Today's earned wages ₩100,000 deposited
Chosen by employers that put employee well-being first
Companies are strengthening financial wellness benefits through earned wage access.
Strengthen recruitment and retention
with financial wellness benefits
Attract top talent with on-demand pay
Reduce unnecessary turnover costs
Maximize employee engagement at work
A New Standard in Financial Wellness:
Earned Wage Access
Real-Time Access to Earned Pay
What employees once had to wait until month-end to receive becomes visible in real time. It helps make the value of each day's work more immediate and tangible.
No Employer Financial Burden
Canopy is not a loan. It does not sit on the company's balance sheet, and it does not create interest costs or added financial liabilities for employers.
HR Operations, Automated
No separate application or settlement work is needed. Canopy streamlines the process by working with your existing attendance and payroll systems.
Give your employees control over their paychecks
Clock in to see today's earnings
Withdraw what you need, when you need it, in real time
Automatically settled via real-time transfer on payday
Clock In
You've earned $60 today!
Check it in your Canopy Wallet
Access Pay Early
You've accessed $230 early!
It will be settled automatically on payday.
Easy to Roll Out
Service Agreement
Introduce Canopy as an employee benefit through a simple service agreement.
Employee Onboarding
After setup, employees are guided through how to use the service.
Company Code Issued
A company-specific code makes signup simple and fast.
Start using Canopy
As employees work, their earned pay accumulates — ready to access when needed.
The Impact of Canopy, Backed by Data
Companies across industries are seeing measurable results with Canopy.
Lower Turnover
Improved Recruiting Power
Reduced Financial Stress
Already Trusted by
Global Employers
Companies that offer Earned Wage Access are attracting more job seekers.
A practical Way to Reduce Employee Financial Stress
Review the proposal and see whether Canopy is the right fit for your business.
FAQs
Canopy's Earned Wage Access (EWA) service is generally available to businesses above a certain size. Any company that pays wages on a regular schedule may be eligible for review, regardless of industry. To assess fit, we review a few basics such as payroll structure, employee headcount, and operating model. The process is straightforward and can usually move forward without a complicated contract process.
No. There are no mandatory costs for employers. Canopy's Earned Wage Access service is designed as an employee financial wellness benefit and structured so it does not place a burden on the company's cash flow. Depending on company policy, employers may choose to cover part of the cost through their benefits budget, but this is entirely optional.
Yes. Canopy can integrate with a company's existing attendance and payroll systems, allowing available amounts to be calculated based on verified work data. It can be implemented through either API or file-based methods, with minimal development effort and no need to replace existing HR infrastructure. Canopy can also be used without direct integration.
The timeline may vary depending on company size and integration method, but in most cases, Canopy can be implemented within a week. A dedicated manager supports the rollout process, helping minimize internal workload so your team can get up and running quickly.
No. Your existing payday schedule, payroll structure, and settlement process remain unchanged. Canopy works within your current payroll setup without requiring changes to how payroll is run. This makes it easy to introduce as an employee benefit without disrupting HR or finance operations.
Yes. Canopy is a fintech service that provides a secure and reliable experience through partnerships with regulated financial institutions.